Your home plays an important role in your family's life. It provides security and sets the stage for many cherished memories. The prospect of losing your home due to unexpected financial problems, such as unemployment or a medical emergency, is frightening and stressful. However, it is important to know that you have options in this situation.
At the Law Offices of Michael H. Johnson, we offer trusted legal advice and representation to homeowners facing foreclosure. Whether you anticipate getting behind on your mortgage, you have just been served with a foreclosure notice or your house is scheduled to be foreclosed upon in the near future, we can help. Call us immediately at 954-519-4653 to speak with an experienced foreclosure defense attorney.
People facing foreclosure typically have many questions, such as:
How long can I stay in my house?
Is there any way to keep my house?
Can I walk away if I have an upside-down mortgage?
Can a condo or homeowner association foreclose on me?
Can I get a mortgage modification through one of the many government plans?
During a free initial consultation, we will assess your situation, answer your questions and explain your options. Our team is well-versed in foreclosure mediations, RESPA-TILA, Chapter 7 and Chapter 13 bankruptcy and stripping mortgages. Up until the time of the foreclosure sale, we can delay or stop the foreclosure process, giving you time to decide the best course of action.
Because foreclosure notices are public records, you will most likely receive solicitations from several non-lawyers promising foreclosure rescue. Unfortunately, many of these people are unlicensed and work for unscrupulous businesses that charge high fees upfront but fail to provide effective service. When your house is on the line, consult with an experienced attorney who understands state-specific laws governing foreclosure.
For experienced and trusted foreclosure defense, request a free consultation. Our firm maintains offices in Fort Lauderdale and West Palm Beach. We offer evening, weekend and off-site appointments on request. Phones are answered 24 hours a day and 7 days a week.
We accept credit cards. Payment plans are available.