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Bankruptcy Law Attorney Serving Fort Lauderdale, Florida

Get a Fresh Start with Your Finances by Filing for Bankruptcy

Are you struggling under an increasing mountain of debt? Do you need a fresh start with your finances? The Law Offices Of Michael H. Johnson, P.A. will walk you through the process of filing for bankruptcy in West Palm Beach or Fort Lauderdale, FL. Our experienced bankruptcy lawyer will talk to you about:

  • Personal bankruptcy

  • Business bankruptcy

  • Chapter 7 bankruptcy

  • Chapter 13 bankruptcy

Bankruptcy is a legal option that may allow you to discharge unsecured debt. Contact the Law Offices Of Michael H. Johnson, P.A. today to speak with a bankruptcy attorney in Fort Lauderdale or West Palm Beach, FL.

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What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

Chapter 7 Bankruptcy

This form of debt elimination is suitable with those who have a low income and will not be able to pay back their debts over a period of time. With this form of bankruptcy, most (if not all) of your assets will be sold to eliminate the debt that as been accruing. Also known as "liquidation," Chapter 7 Bankruptcy is a great way to quickly get rid of your debt and start anew with your finances.

Chapter 13 Bankruptcy

For those that have higher incomes, they may be able to slowly pay back their debts through Chapter 13 Bankruptcy, or "reorganization." Because of their higher income levels, debtors will need to make a plan in which they will pay a certain amount back to collectors on a monthly basis. Because they're paying back in cash, the filer will not have to sell their property.

Call 954-519-4653 in Fort Lauderdale to learn more about bankruptcy law or schedule a free consultation. At the Law Offices of Michael H. Johnson, P.A., Michael has run his private law firm since 2011, and has been helping those filing for bankruptcy since 1998.

Take control of your finances by calling his office in Fort Lauderdale, Florida today.