The reality of home ownership, especially in a Florida real estate market that continues to struggle, is that many people are unable to afford to make their mortgage payments. Owning a house comes with so many expenses, such as maintenance and insurance, that at some point people start making choices about which bills to pay and which not to. Eventually, the result in many instances is that debts pile up and creditors start making phone calls.
At the Law Offices of Michael H. Johnson, P.A., in West Palm Beach and Fort Lauderdale, we offer practical, realistic advice to people who are feeling the crush of overwhelming debt. We have more than a decade of experience helping South Floridians get control of their finances and get the fresh start they need. When you come to us with concerns about your home, you will get straightforward, honest advice, even though it may be difficult to hear. Our goal is to help you and your family move forward into a brighter future, free of debt problems.
To arrange a free initial consultation with a skilled Fort Lauderdale home owner's attorney, please call 954-535-1131. You can also contact our law firm online. We offer flexible payment options, and we answer phones 24 hours a day. Evening, weekend and off-site appointments are available, and our phones are answered 24 hours a day, 7 days a week.
People across the region are struggling to pay their mortgage. Often, they resort to using credit cards for other expenses because most of their real income goes to the house payment. Many people were also convinced to take out second mortgages on their homes when times were good. Now, the value of their real estate has plummeted and the owner is stuck with two mortgages.
If you find yourself in a situation like this, it may be time to consider bankruptcy as an option. Filing bankruptcy, whether Chapter 7 or Chapter 13, will immediately stop foreclosure actions and buy you time to consider your options, which may include:
If you are struggling to make mortgage payments and keep up with all the expenses incurred by homeowners in South Florida, you are not alone; and you can get help. Call 954-535-1131 to speak with a skilled lawyer today. You can also contact our law firm online. Your initial consultation is free.
We maintain offices in Fort Lauderdale, Boca Raton and West Palm Beach. Evening, weekend and off-site appointments are available. We offer flexible payment options, and we answer phones 24 hours a day.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.