If you are overburdened by debt, the decision by a creditor to garnish your wages only makes the situation worse. Fortunately, with the help of an experienced attorney, you can take steps to prevent or stop wage garnishments and protect the income that you will need to get your financial situation back under control.
At the Law Offices of Michael H. Johnson, P.A., in West Palm Beach and Fort Lauderdale, we have more than 10 years of experience helping the people of South Florida find relief from debt. If your financial situation has become unmanageable, filing for bankruptcy may be the right choice. When you come to us, we will listen to your concerns, analyze your finances and advise you appropriately. Bankruptcy may not fit your situation, and if so, we will tell you.
To arrange a free initial consultation with a skilled Fort Lauderdale wage garnishment lawyer, please call 954-535-1131. You can also contact our law firm online. We offer flexible payment options, and we answer phones 24 hours a day. Evening, weekend and off-site appointments are available, and our phones are answered 24 hours a day, 7 days a week.
Whether you file for Chapter 7 or Chapter 13 bankruptcy, any garnishments that are already occurring will stop immediately. Creditors, including credit card companies, student loan lenders and the IRS, will not be able to take any more of your money, at least temporarily.
Under Chapter 7, your debt and the garnishment may be entirely eliminated. Under Chapter 13, the debt will become part of your repayment plan along with your other debts.
If a creditor has frozen your bank account, it may be possible to have the freeze lifted so you can continue to have access to the funds. This is not always possible, however. When you visit us, we will be able to tell you whether this is an option in your particular situation.
Do not hesitate to take action to protect your income. To find out more about how bankruptcy can help you deal with wage garnishment, call 954-535-1131. You can also contact our law firm online. Your initial consultation is free.
We maintain offices in Fort Lauderdale and West Palm Beach. Evening, weekend and off-site appointments are available. We offer flexible payment options, and we answer phones 24 hours a day.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.